Airport Security

Holy water seized in name of security: “The passengers on the Vatican’s first flight to Lourdes may have been pilgrims in search of spiritual healing but they still had to obey anti-terrorism rules. Some had their holy water confiscated. The new service, a Boeing 737 in yellow-and-white papal livery, took off from Fiumicino Airport, Rome, on Monday, serving swordfish canapes to 148 pilgrims reclining on headrests stamped with the message: “I search for your face, oh Lord.” While the outward journey was smooth, turbulence struck on the return when anti-terrorism rules were strictly applied by the French police. No bottles containing more than 100 millilitres of liquid were allowed on board unless checked in, meaning passengers were forced to give up the holy water they had just collected. Many hoped to ferry the water back to sick relatives. Instead, dozens of plastic containers in the shape of the Madonna were left at security”

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Best time to buy a house – get approved for a mortgage

It’s an exciting time to be considering buying a home. The combination of market conditions and helpful programs provide opportunities for first-time buyers, as well as for current homeowners hoping to downsize or to buy a larger home.
Favorable Market Conditions
The blend of historically low interest rates and the pace of home sales mean that it might be easier to purchase a home.
Historically low interest rates. If you were buying or refinancing in 2001, you’d face mortgage interest rates slightly above 8 percent. Today’s lower rates translate into comparatively lower purchase costs.
Decreasing housing prices. In August 2006, half the houses for sale in the U.S. were priced above $225,000, while the other half were below (this highly watched reference point is called the market’s median price.) Three years later, the median price dropped significantly to $177,000. This 21 percent decline in home prices suggests good deals for buyers1.
Slow home sales. Generally, homes are sitting on the market longer, which means more choices for homebuyers and a better chance of finding the home that you want.

Helpful Programs
In addition to favorable market conditions, eligible buyers could also benefit from the current government incentive programs designed to stimulate the housing market and the economy.
Military homebuyer tax credits.2 Qualified members of the military and certain federal employees may benefit from expanded tax credit rules and extended deadlines.
Learn more.
High conforming-loan limits. If you’re house hunting in a federally designated metropolitan area, you may be able to borrow up to $729,7503 without paying the typical higher interest rates on jumbo loan amounts.
Learn more.
Flexible FHA loans. In addition to low down-payment options, these government-backed loans enable you to use gift funds for down payment or closing costs, and have flexible income, debt, and credit requirements.
Learn more.

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